Investment Philosophy

Global Wealth Management's investment philosophy and process are based on three basic principles.

     1.   Investing is a long-term, value-oriented endeavor, which requires discipline and patience.

     2.   Successful investment processes focus on both top-down, macroeconomic drivers     of returns as well as bottom-up, micro-economic drivers of returns.

     3.   Active risk management is essential to a successful investment portfolio and is critical to managing portfolio volatility.